Chase Refer a Friend


Setting the standard for earning rewards on travel.

  • 2 points per $1 spent on Southwest® and Rapid Rewards® hotel and car rental partner purchases.
  • 1 point per $1 spent on all other purchases.
  • 3,000 anniversary points each year.

All points earned counttowards Companion Pass—

the benefit that lets a friend fly with youfree of airline charges for a year.

(Does not include taxes and fees from $5.60 one-way.)


Earn 2 points for every $1 you spend on Southwest Airlines® purchases.footnote reference*,footnote reference**,footnote reference***,footnote reference****


Earn 1 point for every $1 you spend on all other purchases.

These products are available to you if you do not have a current Southwest Rapid Rewards Credit Card and have not received a new Cardmember bonus within the last 24 months. This does not apply to business card and employee credit card products.

Compare benefits and choose the card for you.

For personal use:

Southwest (Registered Trademark) Rapid Rewards (Registered Trademark) Plus Credit CardPlus Credit Card

Southwest (Registered Trademark) Rapid Rewards (Registered Trademark) Premier Credit CardPremier Credit Card

Southwest (Registered Trademark) Rapid Rewards (Registered Trademark) Priority Credit CardPriority Credit Card

Points earned with new account offer.




Anniversary points earned each year.




2 points per $1 spent on Southwest and Rapid Rewards® hotel and car rental partner purchases.

1 point per $1 spent on all other purchases.

No foreign transaction fees.

Earn tier qualifying points towards A-list status.


$75 Southwest annual travel credit.


Four Upgraded Boardings per year when available.


20% back on inflights drinks and WiFi.



Own a Business?

Earn 60,000 bonus points with the Southwest Rapid Rewards Premier Business Credit Card after you spend $3,000 on purchases in the first 3 months of account opening.

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Chase Refer a Friend


Make Halloween less scary – anti monster spray

How to make Halloween less scary – Don’t forget anti-monster spray


After a young child watches a scary movie or is frightened by a Halloween costume, parents should reach for a can of anti-monster spray before bedtime, says Theresa Kruczek, a counseling psychology professor at Ball State University.

“Preschool children and those in early elementary school often have a difficult time with Halloween,” she says. “Children this age often struggle with separating fantasy from reality and a result they may get confused and think the scary elements of Halloween are real.”.

“After a frightening experience, children may have nightmares. They really can’t tell us too much about the dream, but we can take some precautions to ward off those dreams by using a can of air freshener, otherwise known as anti-monster spray, to keep monsters at bay. Monsters don’t like nice-smelling stuff.”


Kruczek also advises:

  • Limit preschoolers to 30 minutes or less of activities, including trick-or-treating, and only during daylight hours.
  • Ask friends and strangers to take off masks to show children that there really is a person under the costume.
  • Parents and siblings should never wear masks around youngsters afraid of such items.
  • In families with children of varying age ranges, allow each youngster to participate in age-appropriate activities.
  • Avoid haunted houses unless the facility offers age-appropriate activities.

“Just because you love haunted houses doesn’t mean your 4-year-old will,” Kruczek says. “Parents are in the best position to know what frightens their child and to help them cope with Halloween.  If kids freak out during a scary movie, they’ll freak out at a haunted house or when someone in a scary outfit comes by.”

© Everything Changes I received a free product to help facilitate this review. The opinions expressed in this review are mine and unbiased. For more information please see my disclosure policy located in the PR section of this site.

Pulse Boutique Promo Code

Check out PULSE Boutique a local boutique based out of Iowa! Most orders ship out the same day and standard shipping is free!

Save $5 of a $30 purchase with code MISTY5

Save $10 off a $65 purchase with code MISTY10

Pulse Boutique

© Everything Changes I received a free product to help facilitate this review. The opinions expressed in this review are mine and unbiased. For more information please see my disclosure policy located in the PR section of this site.

[Nutrition] Tips for Understanding Food Labels


While trying to maintain healthy eating habits, one thing to do is to know what ingredients are present in the foods you are consuming. According to nutritionist Dr. Alvin Berger, MS, Ph. D, Adjunct Professor of Nutrition, University of Minnesota, and Co-Founder LifeSense Products. “It is important to understand the amount of Carbohydrates on the nutrition facts label,” he believes.


In the Unites States, our dietary food labels are regulated by the Food and Drug Administration (FDA) and United States Department of Agriculture (USDA), says Alvin, who is also the author of the e-book “Coconut Oil: Is it Actually Good for you?”. “These regulatory bodies have made every effort to improve our food labels for clarity and accuracy over the years. And yet, there is tremendous confusion on how to interpret food labels,” he adds.

Here are tips to understanding the carbohydrate and sugars on the label, due to the negative health consequences of consuming excessive carbs; as a courtesy to the huge amount of people trying to cut back on their carb intake to follow popular low carb “keto” diets; and as a service to the diabetic community, that truly need to understand what they are consuming for the best management of their situation.

Total Carbohydrate (TC): If you are maintaining a “Low-Carb” lifestyle, and TC is high (more than 20 grams per serving), the food could still be healthy and acceptable. TC also contains fiber (insoluble and soluble forms), and fibers (also known as pre-biotics) are the healthy molecules that are not-digestible by human cells, but are a great energy source for colonic microbes, and can also slow down simple carb digestion. So, the first order of business in deciphering TC is to subtract off the fiber, resulting in “Net Carbs” (NC). If the fiber content is 11 grams, NCs are 14 grams.

Sugars: Sugars refers to the amounts of monosaccharides (glucose and fructose as examples) and disaccharides (sucrose as an example) that are determined to be present based on chemical analysis, or determined by a reference source (less accurate). A food can have small amounts of naturally occurring sugars, but most of the sugar on a label comes from “added sugars”, those sugars that are not naturally occurring in the food, ingredient, or supplement. Unless you are performing rigorous exercise, the levels of simple sugars in a food should be low (well under 10 grams per serving) because high levels of simple sugars are converted to fat and stored in our adipose tissues; can cause low energy swings; contribute to cavities; and make it more challenging to burn fats; and there are many other concerns for high levels of simple sugars in our food and liquids. Simple sugars in liquids are faster absorbed and the negative consequences amplified. Sugars in and of themselves are not health villains, it is the amount of sugar that matters.

Starches: Dietary starches can be detrimental to health when consumed in larger amounts; and when converted to simple sugars in our bodies, raise blood sugar (in some cases, rapidly, think corn starch). Many people think of starches as healthy and focus more on the sugar content on the label, rather than the TC. Understanding starches is not simple, because the rate of generation of sugar depends on processing, storage, and source.  Starches are naturally occurring (as in breakfast cereals) or added molecules consisting of long linkages of glucose simple sugar. The rate at which a starch releases simple sugars upon digestion relative to a reference is known as the Glycemic Index or GI, a high GI being detrimental. Examples of high GI starches to avoid are corn starch and the starches in white bread.

Polyols: Polyols (also known as sugar alcohols) are types of carbohydrates added to foods to provide “bulk” that upon digestion yield less calories than sugars typically due to incomplete digestion. Examples include maltitol, sorbitol, xylitol and erythritol. In some sensitive people, polyols may cause GI discomfort, but in smaller doses, and for the masses of people, they are not a concern.

Clearly, as a Nation, we need to decrease the amounts of sugars we consume and by reading the labels is a first step. “Sugary diets are linked to not only obesity and contributing to the current obesity epidemic, but to also increased risk of heart disease, diabetes, poor dental health, high blood pressure, and high cholesterol,” according to Alvin.

The increase in sugar intake is alarmingAbout two hundred years ago, Americans ate 0.09 ounces of sugar per day. In 1970, we ate 5.4 oz of sugar per day, and today, about 6.7 oz daily, or 3 pounds or six cups of sugar per week. The United States ranks as having the highest average daily sugar consumption per person.

“As a general guideline, when reading the food labels, if sugars are less than 10 grams, and preferentially five or less, consider purchasing,” Alvin advises.

About Dr. Berger: Nutritionist and lipid biochemist Dr. Alvin Berger (MS, Ph. D, Prof) is also a specialist in ketogenic fats with 89-peer reviewed publications in scientific journals and 139 presentations on lipids at technical conferences.  Dr. Alvin Berger has 30 years of research experience in nutritional and pharmaceutical sciences in both academic and commercial settings. He has been responsible for leading teams and identifying research directions to support business goals, and developing, designing and releasing new products. A past NIH Fellow, Adjunct Professor Nutrition, and CEO of Sciadonics, Inc., Dr. Berger is also the co-founder of Life Sense Products, and is a featured specialist in the web series, “Real Skinny on Fat,” where he provides insights about KetoMCT and other ketogenic fats, which most recently was spotlighted on The Dr. Oz show.

Visit: and

Precious Moments and Valentines Day 2019! @PreciousMoments #ValentinesDay


Valentine’s Day is almost here again – and Precious Moments has an assortment of thoughtful Valentines Day Gifts ranging from functional tableware to heartwarming figurines to make that special person in your life feel the love.

precious moments

The Bountiful Blessings, “Seasoned With Love” Ceramic Oval Serving Dish is carefully hand-crafted of glazed ceramic. Whether you’re enjoying a casual breakfast with the family or hosting a holiday dinner party, this lovely tableware adds a welcoming touch of heartwarming love to every dish. It’s offfered in a creamy white color, with a cozy farmhouse appeal. It’s unique and practical shape makes it useful for any occasion.


I’m definitely in love with this serving dish and I know the one you love will adore it as well! ❤